
Money
by Benjamin Elkin
Childrens Press 1983
Great fit for 3rd grade
Reading level and content both target K–3rd grade · ages 5–9
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Genre
Themes
- money basics
- needs and wants
- saving and spending
- earning and work
- goods and services
- responsibility
- decision-making
- counting and value
About this book
This simple, photo-rich nonfiction book introduces young readers to what money is, where it comes from, and how we use it every day. Short chapters explain coins and bills, earning, saving, and spending in kid-friendly language. It’s a clear first look at basic economics that supports early social studies learning. Kids enjoy the real-world examples that connect to their own experiences at the store, in a piggy bank, or running a tiny “business.”
Setting: everyday life; contemporary real-world economics
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Frequently Asked Questions
Is Money right for my child?
Yes — Money is a great fit for 3rd grade. The reading level is AR 3.4, which is typical for 3rd grade. The interest level is rated Lower Grades (K–3), meaning the themes and content are designed for ages 5–9 (K–3rd grade). Themes include money basics, needs and wants, saving and spending.
How long does it take to read Money?
At a typical 3rd grade reading pace, Money takes around 13m to finish. The book has 1,700 words. Slower or faster readers may vary significantly.
Does Money have an AR quiz?
Yes — Money has an AR quiz available, worth 0.5 points. Your child will need to take and pass the quiz through their school's Accelerated Reader program to earn credit. The quiz is typically 5–20 multiple choice questions about plot, characters, and setting.
What grade level is Money?
Money has an AR reading level of 3.4, which places it at a 3rd grade reading difficulty. The interest level is rated Lower Grades (K–3) — this reflects the age-appropriateness of the content and themes, not just the reading difficulty. A strong younger reader may handle the words fine while the themes are aimed at an older audience, or vice versa.